Corserv, a company that empowers banks and fintechs with payment programs, has implemented an innovative credit card program with Santa Cruz, CA-based Santa Cruz County Bank, to serve their business and commercial clients.

Santa Cruz County Bank is a top-rated, full-service community bank serving Santa Cruz, Monterey and Santa Clara counties, dedicated to combining financial resources with expert solutions. Corserv’s innovative program enables Santa Cruz County Bank to continue community-focused service through credit card products which offer a variety of APRs and rewards to customers.

This comprehensive credit card program now gives Santa Cruz County Bank the unique opportunity to participate in all credit decisions which impact its community banking customers. Krista Snelling, President and CEO of Santa Cruz County Bank, previously worked with Corserv to implement their innovative credit card program and knew she wanted to bring the program to Santa Cruz County Bank.

“Our goal at Santa Cruz County Bank is to deliver relationship-based service with a problem-solving focus,” said Krista Snelling. “Corserv’s program allows us to participate in the credit decisions for our clients which gives us a competitive advantage.”

With innovative features such as virtual card support for businesses’ ePayables, automated credit-decisioning, sales and servicing portals, transparent and robust reporting, as well as hosted and secure PCI compliant software, Corserv provides a competitive, full-featured credit card program for community banks to serve their clients, based on their specific needs.

“Our turnkey card issuing program minimizes the disruption, cost and resources needed for typical card programs, while enabling our partners to average over 6% Return on Assets on the program,” said Jerry Craft, CEO at Corserv. “It is our core mission to enable institutions like Santa Cruz County Bank with robust features to compete with the largest banks while doing what community banks do best – serve the specific needs of their community.”