Fime has been qualified by EMVCo to support 3DS Directory Server (DS) and Software Development Kit (SDK) testing in line with the latest version of the EMV®* 3-D Secure (EMV 3DS) Specifications. Its laboratory and testing platform can now be used by vendors wanting to migrate to EMV 3DS v2.3.1.1, which includes improved support for Secure Payment Confirmation (SPC) and automated out-of-band (OOB) authentication features. This enhanced version of the specification aims to promote more secure and convenient e-commerce authentication and further reduce cart abandonment.

The new qualification builds on Fime’s existing stack of EMV 3DS services, including support for 3DS Server and Access Control Server (ACS) testing against EMV 3DS v2.3.1.1. With this latest achievement, Fime provides comprehensive testing services for all four core EMV 3DS modules in line with the latest specifications. Vendors can also work with Fime’s experts to achieve compliance with version 2.2. of the EMV 3DS Specifications.

Noël Catherine, VP Services at Fime, comments: “As consumer demand for a simple payment process increases, merchants must provide a seamless checkout experience to combat cart abandonment without compromising security. Recently market adoption of EMV 3DS has seen huge growth, so now is a great time for stakeholders to migrate to EMV 3DS v2.3.1.1 and improve the customer experience.

“As an EMVCo Associate and member of FIDO Alliance and W3C, Fime is proud to contribute to the evolution of payment authentication specifications. This work gives our experts a comprehensive view of the ecosystem and allows us to support stakeholders to meet industry best practices.”